Insurance Claim, Underpayment or Insurance Claim Denial?

We can help. Call 1 (800) 446-4496 for immediate assistance.

The Insurance Claims Process - Step 1:

1. Stop the cause of the damage and contact us to represent you as your experienced Public Insurance Adjuster.

When your home or commercial business suffers any type of property or commercial business damage covered by your insurance policy, one can feel confused and overwhelmed by the steps to you to prepare your insurance claim.  While it is ideal to contact us before you file your initial insurance claim.  We can help at any stage of the insurance claims process.

In most instances, because of the trauma of the event, it can be extremely overwhelming.

This trauma can cause homeowners and commercial business policyholders to make mistakes in the steps they need to take in the insurance claims process.  

It is essential to follow the rules as described in your Insurance policy.  If you do not, homeowners and commercial business owners can become victims of the insurance claims process or even have their insurance claim denied by the insurance company.   

There are critical and specific steps a homeowner or commercial business owner must take to ensure that they follow the insurance claims proper protocol as determined by their insurance policy.   

It is crucial to have a complete understanding of the insurance claims process as it is imperative to ensure your insurance claim is handled in an appropriate and timely manner.


As a homeowner or commercial business owner that experiences a loss covered by your insurance policy and expects to file an insurance claim, the first thing you should do as a homeowner or commercial business owner is to speak with a public insurance adjuster about any damages or claims you’re thinking about filing.  

At Lightman + Fields Public Insurance Adjusters INC, we will be able to walk you through the process and advise you on the right steps to take.  

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Contact one of our experienced Public Insurance Adjusters now 1 (800) 446-4496