Hurricane Idalia

With our experience, Quest can help you navigate any Homeowner's or Business owner's claim. Our Primary Designated Insurance Adjuster, John A. Alvarado, has years of experience working in several states. Currently operational in the following states: 

• Florida License #W573247
• Georgia License #3340583
• Louisiana License  #1105868
• North Carolina License #19201783
• South Carolina #879495
• Virginia License #1167422
• US Virgin Islands License #3000778610
• FEIN #881157323
• NPN #20352366

We work for you, the policyholder, We DO NOT represent the insurance company. At no initial cost or obligation to you, We will provide the following:

1. Insurance Policy Review
2. Insurance Claim Review
3. On-Site inspection

Call 1 (800) 446 - 4496
http://www.pa.claims

Even if you have already filed and/or settled, I will gladly review your insurance claim to see if there are any errors or omissions.

As someone who lost his home and businesses through Catastrophic Hurricane Irma in 2017, I have first-hand experience of the many challenges you may face at the moment.

Please feel free to call me with any questions,

WHAT IS A PUBLIC INSURANCE ADJUSTER?
A Public Insurance  Adjuster is a professional claims person who is Licensed by the State Insurance Department to advise and assist homeowner’s individuals and businesses in the preparation of claims against their insurance companies. He or she must pass a comprehensive test, post a bond with the state, and comply with continuing education requirements.


WHY SHOULD I USE A PUBLIC ADJUSTER?
Even though most Company, Independent, or Catastrophe (CAT) adjusters try to be fair, they will have a tremendous workload after each hurricane. During a Catastrophic Event, An Insurance Company Adjuster simply does not have the time to give intense personal service to each claimant. Additionally, A company adjuster’s first duty is to the insurance company who he or she represents.


A Public Adjuster is hired by you, the policyholder, to protect only your interests.
He or she works exclusively for you and has no ties to any insurance company.


HOW IS A PUBLIC ADJUSTER PAID?
In Louisiana, Public Adjusters work on an hourly or flat fee basis.


IF I HAVE ALREADY SUBMITTED A CLAIM, CAN I STILL HIRE A PUBLIC ADJUSTER?
It is usually best to hire a Public Adjuster immediately after a loss. However, depending on circumstances, a Public Adjuster may be able to assist you even though your claim was submitted.


DO PUBLIC ADJUSTERS HANDLE CLAIMS OTHER THAN HURRICANES?
Yes. A Public Adjuster is licensed to handle all claims of loss to property against your own insurance company, as well as contingent expenses, such as loss of use, business loss of income, and other expenses. A good Public Adjuster is an expert in all types of loss, including windstorm, explosion, snow, hail, smoke, water etc.


WILL MY INSURANCE AGENT OR BROKER ACT AS AN ADJUSTER ON MY BEHALF?
An insurance broker serves you at all times in connection with your insurance coverage. It should be understood that an insurance agent is a legal representative of the insurance company, not you.


MANY PUBLIC ADJUSTERS ARE CALLING ON ME. HOW DO I CHOOSE THE RIGHT ONE?
The choice of a Public Adjuster should be a careful one, as you are putting a large asset in the hands of someone you probably will not know. You should carefully interview a prospective Public Insurance Adjuster just as if you were hiring any employee or contractor. Check references thoroughly and carefully question each person with whom you speak. Often a lower hourly rate or flat fee does not necessarily mean you will be better off after your loss / insurance settlement.