Water Leak, Plumbing Leak, Water Damage, Storm Damage, Hurricane Damage, Fire Damage
If your mold issue is not taken care of quickly it, can quickly lead to cause major and significant health problems AND lead to insurance claim problems.
Mold can result from a water leak, a leaky pipe or, even a roof leak where visible water stains are present in your home. In general, mold is hidden within your walls, your ceiling, your attic an,d even underneath your cabinets.
We work with many mold remediation companies that do not charge our clients directly for their mold remediation services.
As your designated Public Insurance Adjuster we will use our technical process to assess your mold damage to ensure that we can esure your receive what you are entitled to in your insurance claim settlement.
You deserve the insurance compensation you are entitled to.
Have you already filed your claim and has your insurance company has already told you that your claim is denied or closed?
In most cases, we can re-open underpaid or denied insurance claims.
DEALING WITH ANY TYPE OF MOLD DAMAGE:
It is highly recommended that you remove any mold without delay. If you delay, you can face mold growth that can produce allergens and irritants.
There are serious health issues that can result from Inhaling or even touching mold spores. Quickly remove all identified mold from your home as soon as possible.
It is very important for your health.
Underpaid Insurance Claims
Initial Insurance Claims
Denied Insurance Claims
Call us for a free claim evaluation call now (800) 446-4496
Many types of homeowner’s insurance have strict guidelines on which water damage, water leak and mold claim that they will and will not cover.
Homeowner's and commercial business property owners in the southern states experience warm and humid conditions that are incredibly susceptible to mold damage. The tropical and humid environment is an ideal area for mold growth.
Mold thrives in tropical environments and from excess water damage. That can come from a water leak, plumbing leak ,or even a roof leak,which all cause damage that may be covered under your insurance policy and insurance claim. The mold must also have a food source such as carpeting, mattresses, drywall, and other similar items.
If you discover any type of mold damage in your home , then you may need to file a claim with your insurance company through your homeowner's insurance policy.
Although this may be your first instinct, it’s far better to contact a public insurance adjuster first. Unlike an insurance adjuster that represents only the insurance company, a public insurance adjuster works only on your behalf. We represent only you, the policy holder.
This will help to ensure you receive an insurance settlement that is not only fair but also properly covers the cost to replace damages.
By calling Lightman & Fields before calling your insurance provider, you will have a representative in your corner.
The benefits of a public insurance adjuster include:
While it is certainly your choice, we advise that you do not navigate the insurance claims process on your own.
Additionally, it is recommended that the homeowner buys a separate flood insurance policy.
If you notice water damage from any type of water leak, you must stop the water flow as immediately as possible.
Dry out any pooled water and begin the process of beginning of drying out the area to prevent additional damage. Call us as we can assist immediately. (1 (800) 446-4496.
We answer our calls 24/7 365 Days a Year.
With over 35 years of experience we know the right professionals that can help you stop the damage and dry out the area as soon as possible.
***You may be entitled to reopen your insurance claim up to five years from the date of loss, even if you have already received an insurance claim check.
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Call us at 1 (800) 446-4496 to find out more